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Why Every Boater Needs a Current Vessel Inventory —Before You Wish You Had One

Aug 14, 2025

We don’t always think of our boats as assets—until something goes wrong. Theft, fire, or storm damage can happen to any boat, anywhere. And when it does, the last thing you want is to be guessing what gear was on board, when it was purchased, or what it’s worth.

That’s where a current vessel inventory becomes more than just a good habit. It becomes your backup plan.

In Case of Theft, Fire or Damage

Imagine trying to file an insurance claim without a clear list of your onboard electronics, safety gear, tools, or upgrades. Without documented proof of ownership, values, and serial numbers, you’re left relying on memory—often under stress.

A thorough inventory:

  • Speeds up your insurance claim
  • Improves your chances of full compensation
  • Helps police identify and recover stolen gear
  • Creates peace of mind that you can recover

It’s Not Just for Emergencies

Even in calm waters, a current inventory helps you:

  • Track items along with their locations (i.e. flares are in port-side of cockpit locker)
  • Stay less frazzled if boarded by Transport Canada, RCMP, OPP, SQ or other authorities.
  • Prep for resale—export for your yacht broker
  • Share information with family or crew

What to Include in Your Inventory

Start with high-value and safety-related items:

  • Electronics (chartplotters, radios, EPIRBs, cameras)
  • Tools and spare parts
  • Safety gear (lifejackets, flares, fire extinguishers, throwables)
  • Galley and cabin equipment
  • Documents (licenses, insurance, manuals)
  • Personal items you regularly store onboard

Digital Tools Make It Easier

The Dockit Boater App helps you to track and update your full vessel inventory in the cloud—accessible from your phone, tablet, or desktop. You can attach photos, add notes, receipts, manuals and export a detailed list for your insurer or marina.

It’s one less thing to worry about when the unexpected happens—and one more way to boat smarter.

By Leanne Cyr, President, The Dockit™ Boater App

The Dockit™ Boater App is a division of Dockit Digital Solutions Inc. and is a proud partner of CanBoat / NautiSavoir. Dockit helps Canadian boaters stay organized, connected, and prepared on the water. CanBoat members receive a 25% discount on their first-year subscription. Learn more and try it free at https://dockit.app/boaters.

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